By Beverly Owen
Shame on banks for not working with families to keep their homes and then selling those homes to others. I would not be able to, in good conscience, profit from another”s misfortune. I believe that banks should keep those homes and that no one should buy them.
I will never use a bank again because of their refusal to work with me. I wrote a check for $3 for medicine and didn”t have the funds available. That transaction alone cost a bank fee of $35. Banks give us money at the ATM as though we have it and then charge $35 in fees for honoring that transaction “for us.” Banks honor our checks even though our funds are low and then charge $35 each check or each transaction when our funds are not there.
We are told it is our fault. Walmart money card has been the answer for me and from national television, I see that I am not alone in making banking mistakes and forgetting to record my transactions.
My money is direct deposited into my Walmart money card and I use that card as any bank ATM card. It is inexpensive and the best is that there are no charges other than a once-a-month charge of under $5. If I go to the ATM and I am out of funds it denies me. No $35 fee for forgetting. No penalty. No telling me that I am stupid.
Thanks to Walmart money card I have a good life, debt free. If the banks did the same, instead of taking our money from us in any way that they can, they would especially help seniors like me, as well as those young military folks who have experienced the same problems. How about that young man in Iraq who now owes the bank his entire military pay for the next month ? and he is getting shot at for us!
As I sit here, I am realizing that I put a pot of coffee on but forgot to turn it on. Ever have one of those times?
Shame on our banking system. They have been unkind and greedy at our expense.
Beverly Owen
Lake County
