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Firefighters with the Orange County Fire Authority pour water on a smoldering home on Vista Court that was destroyed in the Coastal fire in Laguna Niguel on Thursday, May 12, 2022. (Photo by Leonard Ortiz, Orange County Register/SCNG, courtesy photo.)
Firefighters with the Orange County Fire Authority pour water on a smoldering home on Vista Court that was destroyed in the Coastal fire in Laguna Niguel on Thursday, May 12, 2022. (Photo by Leonard Ortiz, Orange County Register/SCNG, courtesy photo.)
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California’s plan to stabilize its faltering home insurance market is now law, meaning homeowners in fire-prone areas and beyond may soon have an easier time finding coverage. But consumer advocates worry it will also mean steep rate hikes for many policyholders and remain skeptical that insurers will actually offer more policies.

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