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More employers adopting ICHRAs, giving workers money to buy their own health insurance

ICHRAs are different from traditional employer group plans: Employers contribute to health insurance coverage, but the workers then pick their own insurance plans.

This image provided by Take Command in June 2025 shows an example of options online for Individual Coverage Health Reimbursement Arrangements where a company’s employees can choose a health insurance policy. (Take Command via AP)
This image provided by Take Command in June 2025 shows an example of options online for Individual Coverage Health Reimbursement Arrangements where a company’s employees can choose a health insurance policy. (Take Command via AP)
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ICHRAs place the risk for finding coverage on the employee.

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